Convenience Store & Liquor Store Insurance

Everyone relies on convenience stores and gas stations for quick and easy purchases, and to fuel your body or fuel up your vehicle. Your business is open around the clock to meet the ever-increasing demands of the public. Convenience stores offer a wide array of products and many serve liquor. Your C-Store has special risks and needs a customized commercial convenience store insurance policy to protect your assets, employees and customers. We will work with you to quote coverage options and help you understand what your policy covers.

First Class Insurance also offers Liquor Liability and a separate policy for liquor stores. We guide you through the application process and simplify everything for you from start to finish. 

Contact First Class Insurance today for a no obligation quotation or existing policy review.  We can help you to select the best convenience store insurance coverage options without paying too much in premium.

Speak to a live, experienced insurance agent today to discuss the policy options you need to ensure coverage in the event of a loss.

First Class Insurance will provide a comprehensive policy designed for your specific needs

We Can Provide Coverage for The Following:

PROPERTY:
  • Buildings
  • Business Personal Property (including tenant Improvements)
  • Business Income
  • Theft & Crime
  • Pumps and Canopies
  • Car wash Building & Equipment
  • ATM Machines
  • Sign Coverage
  • Windstorm Coverage
GENERAL LIABILITY:
  • Owned Premises
  • Operations—unless excluded
  • Liquor Liability
  • Product-Completed Operations
  • Personal and Advertising Injury
  • Medical Payments
  • Property Damage to rented premises
  • Underground Storage Tank (Pollution Liability)
  • Gas rating based on number of pumps
 
GENERAL LIABILITY:

  •  Liquor Liability
  • Vehicular Damages to buildings & pumps (leased property)
  • Employee Benefits Liability
  • Hired and Non-Owned Auto Liability
  • Garage Keeper’s Legal Liability
  • Operation of Customers’ Autos on Premises
  • Workers’ Comp
  • Flood Insurance
  • Umbrella

Become Insured Now

Your store never closes. Being available to patrons and vendors 24/7/365 means around-the-clock endless business operations for a variety of customer needs. You are able to provide an array of services to include:  gasoline sales, food and beverage snacks for hungry travelers, alcohol sales, car washes, coffee stations, lottery sales, tobacco sales, and a selection of household needs. With so much to keep track of and always-open hours of operations, it goes without saying that you are potentially susceptible to a high level of risk. 

It is important, therefore, to maintain store policies that protect your inventory, employees, and customers, and this risk management plan should include comprehensive coverage from insurance policies tailored to your specific needs. Knowing what your convenience store insurance policy covers gives you peace of mind and a security blanket in the event of an unpreventable or unforeseeable loss. Contact a First Class Insurance professional today for assistance with your Convenience Store Insurance program.