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The Truth About Free Jewelry Appraisals and Insurance

The offer of a free jewelry appraisal often feels like a fantastic deal, but it’s crucial to understand what this document really is—and what it isn't. While it’s a nice touch to build customer confidence during a sale, these complimentary reports are almost never enough to secure proper insurance coverage.

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General Liability Waivers for Your Jewelry Business

When a customer hands you a cherished piece of jewelry, they're not just giving you an object—they're trusting you with a memory. A general liability waiver is a way to formalize that trust and set clear expectations from the start. Think of it as a formal "Use at Your Own

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A Jeweler’s Guide to Insurance on Freight

When you're shipping a diamond ring, you're not just sending a package—you're transferring a small, high-value asset. Trusting that shipment to a carrier's standard protection is a roll of the dice that no savvy jeweler should ever take. Their default coverage is almost always a fraction of what your pieces

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How to insure jewellery: A Practical Guide to Protect Your Valuables

Getting proper insurance for your jewelry isn't as simple as adding a line item to your existing policy. It demands specialized coverage that understands the real value and unique risks you're facing. For business owners, that usually means a Jewelers Block insurance policy. For private collectors, it’s a dedicated personal

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How to Open a Jewelry Store: A Step-by-Step Guide

Before you even think about ordering display cases or sourcing your first diamond, you need a blueprint. Turning a love for beautiful gems into a profitable business starts with a rock-solid plan. This is where the real work begins—the strategic groundwork that separates a hobby from a thriving enterprise. Your

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Loss Prevention Services: Protect Jewelry Inventory and Reduce Risk

In the high-stakes world of the jewelry business, loss prevention isn't just another line item on your budget—it's a core investment in your store's survival. These services are a mix of strategic security measures, smart inventory controls, and airtight employee protocols. They're all designed to stop theft, fraud, and other

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The Jeweler’s Guide to Commercial Crime Insurance

As a jeweler, you’ve done everything right to secure your inventory. You have a Jewelers Block insurance policy that protects your physical assets, but what about the threats that don't involve a shattered display case or a busted lock? That’s where commercial crime insurance comes in. It’s the policy that

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A Jeweler’s Guide to Marine Cargo Insurance Coverage

Every jeweler knows that gut-wrenching feeling of watching a tracking number, holding your breath until a high-value piece gets where it’s going. That anxiety is part of the job, right? Your most precious assets are often at their most vulnerable the second they leave your hands. This is where marine

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Jewelers Block Insurance: A Jeweler’s Complete Guide

When you're in the jewelry business, your inventory isn't just stock—it's a collection of small, high-value, and incredibly desirable assets. That's why grabbing a standard, off-the-shelf business policy is one of the biggest gambles you can take. It’s like trying to protect a vault with a simple padlock. This is

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