Jewelers Block Insurance
Coming Soon 2-7-2021
First Class Insurance can provide a comprehensive Jewelers Block Insurance Policy designed for your specific needs.
What is Jewelers Block Coverage? First and foremost, it covers your highest risk which is your inventory. Robbery, burglary and theft are the number one causes of loss in the jewelry trade. We can also include Mysterious Disappearance, Employee Dishonesty, and Wearing Coverage. Jewelers Block Insurance through First Class Insurance Agency is a customizable policy with approachable pricing.
How can I get a quote for a Jewelers Block Policy? If you are looking for jewelry store insurance, you want to work with an agency that is experienced in the business and has access to multiple markets that cover your specific risk. A stand-alone Business Owner’s Policy is not enough because it does not specify causes of loss and anti-theft protocols that fit your line of business. An agent with First Class Insurance will explain any details that are unclear to you and ensure you are comfortable with the policy offered.
First Class Insurance is a specialty insurance agency, with a focus on insurance coverage for the Jewelry Industry. Block insurance policy offerings include coverage for damage to your Building, Inventory such as loss or damage to precious and semi-precious stones, and Business Personal Property. We will also help to guide you with any questions you have regarding the Jewelers Block Application process.
Explore the bullet point lists below to see more coverage highlights available, then give us a quick call! 954-241-4680. We’re available extended hours to accommodate all time zones.
WE CAN PROVIDE COVERAGE FOR THE FOLLOWING:
WE INSURE:
- Retailers
- Wholesalers
- Manufacturers
- Designers
- Refiners
- Precious Metals
- Personal Jewelry Collections
- Watch Trade
- Etc.
PROPERTY:
- Owned Jewelry Stock
- Owned Jewelry Stock by Others
- Traveling with Jewelry Stock
- Employee Dishonesty Coverage
- Trade Shows
- Building
- Business Personal Property
- Loss of Business Income
GENERAL LIABILITY:
- All Owned Premises
- All Operations – unless excluded
- Products – Completed Operations
- Personal and Advertising Injury
- Medical Payments
Jewelers Block Coverage
HIGHLIGHTS INCLUDE:
- United States Postal Service Registered Mail – Standard limit $100,000
- United Stated Postal Service Express Mail – Standard limit is $25,000
- Travel limits to/from post office – same as shipping limits
- Mysterious Disappearance – Stated limits with full limits available by request
- Wearing of Jewelry – Standard limit is $25,000
- Unattended Auto – with approved alarm system
- Worldwide Coverage
- Appraisal Liability
- No Claims Bonus
Insurance for Jewelers
You need a broker that understands your line of business whether you are a retailer, wholesaler, manufacturer, designer, or a combination of these, which is why we are a very responsive agency who will be readily accessible to you. Jewelers and Jewelry Stores are considered a specialty risk. The high value of your items poses a unique set of instances that can result in a loss. A combination of insurance policies tailored specifically to cover these types of losses is known as a Jewelers Block Policy because it offers coverage for property damage as well as jewelry.
We can incorporate additional coverage such as Travel, Unattended Auto, Registered Mail, Mysterious Disappearance, Wearing, property of others entrusted to the insured, and property of an insured entrusted to others. In addition to having advanced security measures in place at all times, a Jewelers Block insurance policy from a specialty insurance company that caters to the jewelry industry will add to the security of protecting your business.
To learn more about security for your industry visit the Jewelers’ Security Alliance here.
Agents at First Class Insurance Agency will shop the insurance coverage markets for you to find policy options that don’t pressure you into paying too much. Call today (954) 241-4680, or fill out the Contact Us form. We look forward to working with you!
Learn more about us in the Jewelers of America member directory.
Become Insured Now
***LICENSED IN ALL 50 STATES*** Contact us for a no-obligation quote today : INFO@FIRSTCLASSINS.COM